The Power of Saving Just $5 a Day This story comes from one of our favorite bloggers at No Credit Needed. It shows how small actions can lead to big results. In 2005, while working hard to get out of debt, the blogger tried a simple experiment. Every day for one month, he sent just […]

Cash vs Credit: Start With a Budget Whether you follow Dave Ramsey or are learning from past money mistakes, one truth is clear. Credit cards often lead to more spending. You probably already know that a budget plays a key role in controlling expenses. Both cash and credit cards have benefits and drawbacks. However, neither […]

So What If People Make Fun of Our Frugality? I’ve been teased many times for being frugal. It happened a lot when I was younger, but it still happens today. Some friends laugh at my money habits, and honestly, I don’t mind. Maybe they are jealous. Or maybe they just don’t understand. Either way, I […]