Why Frugality Is Back in Style Consumers are spending less and saving more. Overspending is no longer trendy. Today, people proudly talk about value and smart choices. According to marketing experts, frugality has become socially acceptable again. Like fashion, spending habits change over time. However, this return to saving feels different. Many old-school money habits […]

Homeowners Face Growing Risk of Negative Equity Even though the real estate market is showing signs of stabilizing, many homeowners are still at risk. Over the next few years, millions could owe more on their mortgage than their home is worth. This situation is known as negative equity or being underwater. According to a Deutsche […]

How to Budget for Food When You Live on Your Own A reader recently asked a common and important question about food budgeting. They are about to start their first full-time job and want to plan monthly expenses. Since they have never lived alone, they are unsure how much money to set aside for food. […]