Living Without Credit Cards By Andrea Hermitt A National Radio Interview This morning, I joined a national radio show called The Take Away. The topic was life without credit cards. Along with me, a man from Los Angeles and financial expert Beth Kobliner shared their experiences. We discussed how people manage daily life without relying […]

You’re Saving Again — That’s a Win Give yourself some credit. Government data shows that many Americans have reduced debt, cut spending and increased savings since the financial crisis. In fact, personal savings have reached the highest level in years. Now comes the next challenge. How do you use those savings wisely? Where Should Your […]

How Credit History Shapes Your Financial Future Your credit history plays a major role in your ability to borrow money. Lenders review your past and current financial behavior before approving any loan or credit card. Because of this, managing your credit wisely helps you secure better opportunities in the future. On-Time Payments Build Trust Paying […]