How the Credit CARD Act Affects You The impact of the Credit CARD Act depends on the type of credit card you carry. At the same time, the economic slowdown has forced card issuers to rethink their strategies. As a result, almost every credit card user will notice some changes. Below is a breakdown of […]

Credit CARD Act: What Consumers Should Know The Credit CARD Act takes effect on February 22. This law offers several benefits for credit card users. However, it also includes gaps and loopholes. Because of this, consumers must stay alert. Consumer attorney Lauren Bowne from Consumers Union has closely followed the law. She warns that cardholders […]

Can You Live Without a Credit Card? During the holiday season, many shoppers use cash or debit cards to avoid overspending. Credit cards make it easy to buy more than planned. This habit often leads to debt. But what about the rest of the year? Can people really live without credit cards in today’s credit-driven […]