Once you’ve reviewed your credit report, and determined that there are errors, you have the ability to dispute them under the Fair Credit Reporting Act. To take advantage of all your rights under this law, it’s up to you to contact the credit reporting company and request that they investigate. Here are five steps you […]

Credit reporting agencies build their reputation on their ability to present creditors with accurate, up-to-date information. However, they are usually working from public databases and other sources that may not be up to date, or may have incomplete information. This is why it’s always a good idea to review your credit report to make sure […]

As a consumer, one of the most important things you can do is educate yourself about your credit history. Knowing your credit score is a good place to start, but it’s only the first step. To truly master your credit, it’s important to review your full credit history, understand how it is determined, and take […]