Having zero credit card debt is far better than having no credit card debt at all. However, having a small, consistent amount may be, surprisingly, good for your credit score. You see, lenders are looking for responsible credit card usage. If they can see you having consistent, timely payments, you are less risky to lend […]

Have you ever found yourself short when paying the monthly bills? Has your credit card company recently raised your minimum payment and/or raised your interest rate sky high (watch for it, it’s coming like inflation)? Have you found yourself making regularly healthy payments to the credit card company only to see that the balance just […]

Payday loans have always been marketed as a quick and convenient way for people to get cash between paychecks. Although payday lenders may go after anyone, they usually target traditionally vulnerable populations such as: low-income families, those without a college degree, renters, divorced or separated individuals. Frankly, anyone struggling to pay a bill, like a […]