Deep in Credit Card Debt Over Your Children’s After-School Activities? Here’s How to Get Out of It No time to read the full article? Download a free PDF to read offline at your convenience. When you have kids, you want to give everything to them. You want them to have the very best education and […]

STEP 3: CONTROL SPENDING As discussed in Step 2: Revitalize, Control Spending is the next step. A healthy budget will typically have an expense-to-income ratio that is less than 90%. This means that from all of the money that you make at least 10% of your income each month is “left over” for you to […]

A credit card is an extremely common way to secure an emergency source of cash, earn miles for travel, or build credit for future purchases, including a car or home. However, nothing’s more stressful than getting stuck with multiple credit cards with varying balances and added pressure from collectors. In such cases, it’s best to […]