Credit card laws are changing, so you must read every update in your cardholder agreement carefully. Banks usually send these changes by mail, but many people ignore them. As a result, they miss important details that affect their payments and interest rates. For example, GE Money Bank has updated some of its credit card terms. […]

In the United States, one trillion means the number one followed by twelve zeros. In other words, it looks like 1,000,000,000,000. To understand how large this number is, it helps to think in terms of time. One year contains about 31.6 million seconds. Because of this, one trillion seconds equals roughly 31,546 years. Furthermore, six […]

Found this great quiz over at creditcards.com. It’s a must if you’re starting out and eager to get your hands on that first credit card. Click the read more link to actually complete the quiz and get your score. So, young adult, you want to become independent? Good! You want to get a job? Good! […]