You’re Saving Again — That’s a Win Give yourself some credit. Government data shows that many Americans have reduced debt, cut spending and increased savings since the financial crisis. In fact, personal savings have reached the highest level in years. Now comes the next challenge. How do you use those savings wisely? Where Should Your […]

Cash vs Credit: Start With a Budget Whether you follow Dave Ramsey or are learning from past money mistakes, one truth is clear. Credit cards often lead to more spending. You probably already know that a budget plays a key role in controlling expenses. Both cash and credit cards have benefits and drawbacks. However, neither […]

Save Money on Halloween Costumes Halloween costumes can be expensive. If you have more than one child, costs add up quickly. After all, kids usually wear costumes for just one day. Then, the outfits often sit unused in the closet. Because of this, many parents shop smart. Some buy costumes on clearance for the next […]