Are You Facing Your Own Fiscal Cliff? You can’t turn on the News without seeing the talking heads discussing “Fiscal Cliff” this or “Fiscal Cliff” that.  What is the Fiscal Cliff anyway?  Will it really affect you and me?  Well, let’s see.  I’ll try to put all of this in a nut shell to make […]

The Federal Housing Administrationwill need billions of dollars in aid from the U.S. Treasurybefore the end of the year to fill a financial hole caused by defaults on mortgages it insures, House Financial Services Committee Chairman Spencer Bachus said today. FHA will propose increases in the premiums it charges to insure mortgages as one solution […]

If you’re not careful, you could unknowingly undermine your consumer rights  — as well as the ability to successfully challenge your case — when disputing  credit report errors. Under the Fair Credit Reporting Act, credit reporting agencies such as  Experian, Equifax and TransUnion are required to thoroughly investigate your  credit report dispute. So are the […]